I thank my hon. Friend the Member for North Ayrshire and Arran (Irene Campbell) for introducing this debate. I would also like to thank the more than 300 petitioners from Stroud who have made this debate possible, and the Petitions Committee for allocating parliamentary time to this crucial debate.
As we have heard, the previous Conservative Government hiked the minimum income requirement to £29,000, and were seeking to raise it even further, to £38,000, all under the guise of controlling immigration. That does not seem to have worked, but let us be clear about this policy and what it has actually achieved: it has torn families apart and inflicted hardship on ordinary people. So I welcomed my right hon. Friend the Home Secretary commissioning the Migration Advisory Committee to conduct a review of this area as soon as we entered government.
In November, I, with 25 of my colleagues, wrote to the Migration Advisory Committee calling for the family visa income requirement to be lowered to the equivalent of the full-time national living wage. That adjustment would enable thousands of families to reunite, while still supporting financial stability; it would be a compassionate shift away from the previous Government’s harsh stance. I am hopeful that the committee will come to the same conclusion.
Some people have sought to misrepresent the truth about this matter when discussing immigration. It is our duty to bring the facts to this debate. In 2024, the UK issued 3.4 million visas; 87,000 were family visas, which accounted for 7%, and the spousal visas made up even less—less than 5%. Moreover, the narrative that foreign spouses are a burden to taxpayers is fundamentally misleading. The Home Office’s own guidelines explicitly state that foreign spouses have no recourse to public funds. In fact, they contribute through taxation, national insurance and an annual immigration health surcharge of £1,035.
I also worry that the cost of enforcing this policy is greater than the financial benefits. As we have heard, families forced into single-parent situations often require more Government support. As a GP, I have been seeing a patient and their family; the children are suffering because they cannot live with both parents, which has caused a lot of mental health difficulties. This policy is not only inhumane, but economically flawed.
This debate is not just about numbers on a spreadsheet and arbitrary thresholds; it is about real human lives and love, and the human cost is immeasurable. I will highlight the case of one of my constituents, Rebecca Gray, who played a pivotal role in securing the debate by rallying her social media followers to help to get this petition over the 100,000-signature line.
In 2023, Rebecca and her husband married in Turkey and began the spouse visa application process, knowing they had to meet a savings requirement of £88,500. To achieve that, they both worked 18 hours a day, seven days a week, while living in a high-risk earthquake zone in Turkey. Despite losing 250 extended family members in the February 2023 earthquake, Rebecca persevered, but because of the UK’s rigid financial rules, they remain separated, with no certainty about when they can reunite. The cost of applying for a spouse visa is now a staggering £14,256 and increasing regularly. Rebecca is essentially exiled from her own country because she does not meet an arbitrary financial threshold.
Rebecca’s case highlights further issues with the present policy. Rebecca is having to go through the cash savings route, which means she must hold £88,500 in savings. The average 25 to 34-year-old in the UK holds about £3,500 in savings. That just goes to show that the £88,000 figure is absolutely ludicrous.
The current policy means that family reunification is a luxury; as we have heard, it is only for the very richest. The £29,000 minimum income threshold is already the highest in the world, and 75% of applicants would not be able to meet the even greater figure of £38,700 proposed by the previous Government. It is deeply unjust that many British citizens working in our NHS, our police forces and other key public services now earn too little to live with their spouse in the UK. This is a matter of basic fairness. Families belong together. I urge my hon. Friend the Minister, when the review is published, to commit to a policy that will keep families together.